"Ours is a moment where twin disasters have converged: Aging economic policies have been compounded by a public health calamity". Matthew Milliner & DaLand's Jon Ungerland explore the impact of this moment and how the migration of Bitcoin and other digital assets to the mainstream presents a unique opportunity for us as a society.
In his recent article, Reopening America, Jon Ungerland explores the conflation of the strategic and the operational. “If your financial institution decides you need ITM, or a new LOS, hopefully that’s a management initiative or a vendor management project; not your strategy.” Unexpectedly, this brought to mind a brief time in my life when basketball see...
In extraordinary circumstances it’s tempting to look for extraordinary factors to account for changes. Occam’s razor calls us back to simpler explanations and more mundane data points: all things being equal, a simpler, non-falsifiable explanation is likely the better one.
One of the simplest, yet most far-reaching influences of the digital era is the conc...
If you’ve read some of our other postings, one of DaLand’s top concerns is ensuring that credit unions occupy a place of relevance that causes their local economies to thrive. One of the values that stems from that is seeing credit unions establish themselves as relevant hubs of financial and member data within their local economies. This will, in turn,...
Working remotely during this COVID-19 event has much of the world reflecting on priorities and work-life balance. Some businesses have been able to transition to remote operations, while others that rely on onsite activities have suffered. Everyone has been asking when commercial activity and daily life will return to normal.
The kind of relevance that blurs the conventionally black and white lines that distance home banking, mobile banking, ATM banking, and the like from the CU’s core, allowing the CU to extend core data and functionality to membership to ease their ability to manage their money via a consistent digital experience, despite the device and location.
I read a disquieting article today posted in The Hill called Welcome to the Fake Recession, which assumes that life will "go back to normal" in a few months - while we might hope that to be the case, it probably won't.
The recession we're walking in to is real, it might be manufactured, but it is definitely not fake.
Using your core data to make short-term small dollar loan decisions for your community. Doing so will keep the costs down for your institution and will ensure your members/community aren't paying the price by trying to find bridge funds and payday loans elsewhere.
Focusing on data first, and consumer input and extraction of data – as opposed to features, functions, and flashy applications with widgets for online and mobile only – is the single sustainable and adaptable approach to developing and deploying digital experiences.