I read a disquieting article today posted in The Hill called Welcome to the Fake Recession, which assumes that life will "go back to normal" in a few months - while we might hope that to be the case, it probably won't.
The recession we're walking in to is real, it might be manufactured, but it is definitely not fake.
Using your core data to make short-term small dollar loan decisions for your community. Doing so will keep the costs down for your institution and will ensure your members/community aren't paying the price by trying to find bridge funds and payday loans elsewhere.
Focusing on data first, and consumer input and extraction of data – as opposed to features, functions, and flashy applications with widgets for online and mobile only – is the single sustainable and adaptable approach to developing and deploying digital experiences.